Mutual Funds

Mutual Funds

Mutual Fund offers an opportunity for long term wealth creation. At Jupiter Investments we ensure that Investors investment are in safe hands backed by quality research and based on the needs of the investor according to his Income, Savings, Age, Family Background etc. We offer him a simple & convenient way to invest and manage his personal finance with over 2000 funds approximately to choose from. One can start with as little as Rs.500 when he starts a Systematic Investment Plan or Rs.5000 if he is looking for a lump sum investment.

What is mutual fund

• A mutual fund is the trust that pools the savings of a number of investors who share a common financial goal.
• One can start with as little as Rs.500 when he starts a Systematic Investment Plan or Rs.5000 if he is looking for a lump sum investment.
• The money thus collected is then invested by the fund manager in different types of securities. These could range from shares to debentures to money market instruments, depending upon the scheme’s stated objective.
• It gives the market returns and not assured returns
• In the long term, market returns have the potential to perform better than other assured return products.

Financial goals I can fulfill with Mutual Funds

The best part about Mutual Funds is that no matter what your financial goal is, you can find an appropriate scheme for it.

So if Investor have a long term financial goal like planning for his retirement or his child’s future education than equity funds could be a choice to consider If his endeavor is to potentially generate regular income, a fixed income fund could be considered.

One may have suddenly received a windfall of money and are yet to decide where he wish to invest, he can consider a liquid fund. A liquid fund is a good substitute to consider for a savings account or even a current account to park your working capital.

Mutual funds also offer investment options for saving tax. Equity Linked saving Schemes (ELSS) are specifically designed to do the same Mutual Funds are a one-stop shop for practically all investment needs.

Various types of Mutual Fund schemes

Various types of Mutual Fund schemes exist to cater to different needs of different people. Largely there are three types mutual funds.

Equity or Growth Funds

• These invest predominantly in equities i.e. shares of companies
• The primary objective is wealth creation or capital appreciation.
• They have the potential to generate higher return and are best for long term investments.
• Examples would be
• "Large Cap" funds which invest predominantly in companies that run large established business
• "Mid Cap fund" which invest in mid-sized companies. funds which invest in mid-sized companies.
• "Small Cap" funds that invest in small sized companies
• "Multi Cap" funds that invest in a mix of large, mid and small sized companies.
• "Sector" funds that invest in companies that are related to one type of business. For e.g. Technology funds that invest only in technology companies
• "Thematic" funds that invest in a common theme. For e.g. Infrastructure funds that invest in companies that will benefit from the growth in the infrastructure segment
• Tax-Saving Funds